Schedule of Charges

Authentication

Bullion Purity ECM check (on a per item basis)*	*RM5.00
*minimum RM5.00 per session.

Late Payment & Cancellation

Late payment penalty (as a percentage of the amount due)*	*1.00%
Order cancellation charge (on a per order basis)	RM45.00
Market loss charge on order cancellation (on a per order basis)**	**Spot price difference
*subject to a minimum of RM1.00/1.00 USD/1.00 SGD and chargeable at payment due date and for every 15 days thereafter. **Upon cancellation, if initiated by you, of a bullion order you shall be responsible for payments of any spot price difference, which shall be the difference of the price at which we sold to you or bought from you and the prevailing market price or prices at the time of the cancellation. This is calculated based on the spot price difference between order date and order cancellation confirmation, multiplied by the total ounces ordered. Any market gain by us on cancellations initiated by you shall not be refunded and shall remain our property.

Other Charges

Uncollected Order (as a percentage of the order total)	*1.00%
Local Storage Silver (per oz per year)	RM1.80
Local Storage Gold (per oz per year)	RM70.00
Redemption Fee	RM25.00